Property Red FlagsProperty Red Flagsby TimeAI
About & methodology

One address in, one honest answer out

Property Red Flags is built by TimeAI, the team behind data products that turn scattered official records into decisions. The premise is simple: everything in this report is public — FEMA, EPA, USGS and USFWS publish it all — but it lives in a dozen map viewers with different scales, vintages and vocabularies. A buyer two days before an offer deadline doesn’t have time to become a GIS analyst. We do the sweep in one pass and show our work.

Stylized aerial plan of a neighborhood with one property flagged

How a report is built

  1. The address is verified, not assumed. We standardize it against US Census Bureau records and you confirm the match. No verified match — no sale.
  2. Coverage is checked before payment. Each of the ten categories is probed for this location. Gaps are shown up front; insufficient coverage blocks the purchase entirely.
  3. Ten checks run against primary sources. No resellers, no scraped mirrors where an official service exists. Every query hits the same endpoints the agencies themselves publish.
  4. Statuses are assigned by fixed rules. Red means a factor that can reasonably change your decision or trigger a professional check. Yellow means present-but-unconfirmed impact. Green means not found in the checked sources — never “safe”. Gray means we don’t know, and says so.
  5. The verdict is arithmetic, not vibes. It derives purely from category statuses. There is no proprietary composite score anywhere in the product, by design.

What confidence means

Every card carries a confidence level with a reason: high when the source supports property-level conclusions (a point-in-polygon flood zone match), medium when scale or vintage adds uncertainty (community-level wildfire ratings, county-to-utility water mapping), low when we’re reporting a data gap. County-level context is always labeled as such and never silently upgraded to a property-level claim.

The sources

SourceWhat it answers
FEMA National Flood Hazard LayerOfficial flood zones, Special Flood Hazard Areas, map panels
USDA Forest Service — Wildfire Risk to CommunitiesWildfire hazard potential and community risk ratings
USGS Seismic Design Services & Earthquake CatalogGround-shaking hazard values and historical earthquakes
USGS U.S. Landslide InventoryRecorded landslide events and mapped landslide areas
US Fish & Wildlife — National Wetlands InventoryMapped wetlands and deepwater features
EPA Facility Registry (Superfund, Brownfields, RCRA)Cleanup sites, hazardous-waste facilities near the address
EPA Toxics Release Inventory & UST FinderToxic-release reporters, underground tanks and leak cases
EPA Map of Radon ZonesCounty radon potential designations
EPA SDWIS / ECHO drinking water dataPublic water systems and their violation history
FEMA Disaster Declarations (OpenFEMA)Federal disaster history by county since 1953
US Census Bureau GeocoderAddress standardization and county/tract identification
USGS 3DEP & National Hydrography DatasetGround elevation and distance to mapped water

What this product is not

Not a home inspection, environmental site assessment, title search, appraisal, survey, legal opinion or insurance underwriting decision. It doesn’t sample soil, water or air. Its job is narrower and earlier: tell you which of those professional checks this particular address deserves, with the evidence to justify each one — before you’re contractually committed.

Corrections and versions

Reports are versioned. A purchased report never changes silently: the one free 30-day refresh and any confirmed correction produce a new version with its own date, and the change is logged. Found something off? Every report has a “Report an issue” form reviewed by a person, or write to info@timeai.ai.

See the methodology in action

The sample report shows every card, source link and limitation exactly as you’d receive them.

Open the sample report